Do you ever sit down to balance your checkbook and get an instant headache? Does the thought of paying bills make you sick? Do you ever wonder where your money is going and why you're always fighting with your spouse over it?
We've been there!
So the other week my husband and I sat down (for 3 hours!! not kidding) and made a for-real budget. It's something we've been needing to do for a long time now, and while it was a major headache during the actual process, afterward has so far proven to be fantastic. It really solves a lot of problems! Gone is the wondering and the assuming and fighting and the control issues. And in its place are facts and figures (that in essence makes this non-math-girl shudder but hey I'm loving the results) that give us a plan and help us meet goals.
And also, as a planner and an organizer and a detailed person, I'm in heaven ;)
The positive benfits will be more evident as a month or two passes, but I really feel this was a good step for us! Do you live by a budget, or by the checkbook? Do you and your family have a system, or wing it? Which way works best for you and why?
I'd love feedback/opinions! :)